The mission of AP Equipment Financing Incorporated is to provide fast, flexible, and knowledge-based financing, sourcing, and other equipment solutions for small businesses like arbor companies, delivery contractors, and septic/sanitation specialists. AP uses top human talent and technology to develop creative, mutually beneficial and profitable programs for businesses within targeted industries.

AP Equipment Financing was founded in 1998 by our CEO Chris Enbom. He sought out to create a lending source for small businesses that needed equipment financing but didn’t want to experience the typical “red-tape” of more traditional lenders. In 2019, AP became a wholly-owned subsidiary of Tokyo Century (USA).

AP has become a direct lender with an established, impeccable reputation for integrity. People who know and have done business with us will attest to the hard work, attention to the details of each transaction, and solid follow-through.

Our customers have seen increased resources behind every facet of our business. In short, this means better and faster service to our clients. Our team has already shown how innovation can make a difference. Our customers are feeling the impact of a company that attacks the small deals with as much vigor as the large. Plus, the competence and connections to handle all sizes of transactions smoothly and hassle-free.