Company Overview

We have established an impeccable reputation for integrity

The mission of AP Equipment Financing Incorporated is to provide fast, flexible, and knowledge-based financing, sourcing, and other equipment solutions for small businesses like arbor companies, delivery contractors, and septic/sanitation specialists. AP uses top human talent and technology to develop creative, mutually beneficial and profitable programs for businesses within targeted industries.

AP Equipment Financing was founded in 1998 by our CEO Chris Enbom. He sought out to create a lending source for small businesses that needed equipment financing but didn’t want to experience the typical “red-tape” of more traditional lenders. In 2019, AP became a wholly-owned subsidiary of Tokyo Century (USA).

AP has become a direct lender with an established, impeccable reputation for integrity. People who know and have done business with us will attest to the hard work, attention to the details of each transaction, and solid follow-through.

Our customers have seen increased resources behind every facet of our business. In short, this means better and faster service to our clients. Our team has already shown how innovation can make a difference. Our customers are feeling the impact of a company that attacks the small deals with as much vigor as the large. Plus, the competence and connections to handle all sizes of transactions smoothly and hassle-free.

Google
Greg C profile picture
Greg C
Google star 1Google star 2Google star 3Google star 4Google star 5
It was a pleasure dealing with Alan Orr from start to finish!! He communicated very well, never used any high pressure, always looked out for my best interests even if it didn't benefit him. Can't say enough good about him. Thanks!!'
Google
Jose G profile picture
Jose G
Google star 1Google star 2Google star 3Google star 4Google star 5
Our company used AP Equipment Financing for the first time,and the experience was outstanding.Justin mckirgan made the entire process smooth,fast,and stress-free from start to finish,we truly appreciate his professionalism,communication,and dedication to helping us secure the financing we needed.we’re grateful for the excellent service and will definitely recommend ap equipment financing to others thank you,Justin!
Google
Noel Z profile picture
Noel Z
Google star 1Google star 2Google star 3Google star 4Google star 5
⭐⭐⭐⭐⭐ I had an outstanding experience working with Justin McKirgan, my AP Fleet representative. Justin did an excellent job helping me secure financing for my two electric trucks. Throughout the entire process, he was knowledgeable, professional, and always available to answer my questions. He made what could have been a complicated process simple and stress-free.
Google
Greg R profile picture
Greg R
Google star 1Google star 2Google star 3Google star 4Google star 5
When I need to add another piece of equipment, I want financing that is fair, fast, and trustworthy. There is so much BS in the financing world. When I deal with AP, I don't have to worry about any weird hidden fees, gotcha contracts, etc. I get a fair interest rate and an easy honest process.
Google
Rob H profile picture
Rob H
Google star 1Google star 2Google star 3Google star 4Google star 5
AP Financing has been our go-to financing partner for our equipment needs at Alpine Tree Service, and we couldn't be happier with the service we've received. They consistently provide competitive rates, a smooth financing process, and outstanding customer service from start to finish. A special shout-out to Bob Schultz, who always goes the extra mile to make sure we're taken care of. Bob is knowledgeable, responsive, and works hard to find the best financing solutions for our business. It's refreshing to work with someone who truly values long-term relationships and understands the needs of the tree care industry. We highly recommend AP Financing to anyone looking for a reliable financing partner. Thank you, Bob and the entire AP Financing team, for always taking great care of us!
Google
Ana G profile picture
Ana G
Google star 1Google star 2Google star 3Google star 4Google star 5
⭐⭐⭐⭐⭐ I had a great experience working with Robbie when purchasing my Rayco RG55R. He made the entire process fast, easy, and stress-free from start to finish. He was knowledgeable, answered all of our questions, and made sure everything went smoothly. I really appreciate his professionalism and excellent customer service. If you’re looking to buy equipment, I highly recommend asking for Robbie. Thanks again for making this such a great experience!
Google
J D profile picture
J D
Google star 1Google star 2Google star 3Google star 4Google star 5
Have been working with Seth for 4 years, I met him when he was at a bank equipment finance division which eventually phased out equipment financing. When I reached out to him needing additional financing he explained that he was now with AP Equipment Financing. He also explained the rates and terms will be as competitive as I am use to with the bank. Since then we have done several loans at AP. Every loan has been processed quickly and met the deadlines of my time frames. When I need something I do not have time to shop around with 10 lenders and have my credit get pulled each and every time. In the winter when I needed to use the grace period I called and was treated with respect, which at other lenders and banks I had been treated with disrespect only needing a few extra days while waiting on a customer to pay me. AP has a good organization and usually I wouldn't take the time to write a review but I believe Seth, his team and AP earned this.
Google
Mitchel J profile picture
Mitchel J
Google star 1Google star 2Google star 3Google star 4Google star 5
Great financing company to work with. They stay on top of things and make the process smooth and easy. My first choice, always.
Google
Benyameen B profile picture
Benyameen B
Google star 1Google star 2Google star 3Google star 4Google star 5
minutes agoNEW I don't know where to start but this bank is very fast and serious about there business they approved my equipment loan in less then 4 hours bob my loan manger he's very clear and ready to explain all the details for you thank you for giving me the chance to establish my business thank you so much

FINANCING SOLUTIONS FOR YOU AND YOUR CUSTOMERS


FINANCING FOR YOUR BUSINESS

Looking to add new equipment to your business? AP provides fast, flexible, knowledge-based financing programs, resulting in your equipment coming to you even faster!

FINANCING FOR YOUR CUSTOMERS

Increase your sales by providing flexible financing options for your customers. AP’s industry specialists know your market, product and services, and work with you and your customers to find the best financing solutions for their business.