Arbor Equipment Financing: A Guide for Tree Care Businesses Looking to Grow 

Running a tree service business requires managing some of the most expensive equipment in any industry. With aerial lifts and bucket trucks, woodchippers and stump grinders, tree care equipment is necessary for growing your business and staying competitive. For most arbor businesses, equipment financing can be a strategic tool for growth. 

Whether you’re an independent arborist or a multi-crew operation looking to expand your fleet, understanding how arbor equipment financing works, and how to use it effectively will help your business grow. 

What is Arbor Equipment Financing? 

Arbor equipment financing is a tool that allows tree care businesses to acquire the vehicles and equipment they need without draining operating capital to pay the full cost upfront. Financing your equipment allows you to spread equipment cost over time and provides your business multiple benefits including building business credit, reducing tax exposure, and ensuring your equipment remains up to date.  

Who needs Arbor Equipment Financing? 

At some point, most tree care companies will benefit from arbor equipment financing. The equipment required to start or expand professional tree care operations requires a significant investment, and financing provides solutions for a variety of businesses and situations.  

Arbor Equipment Financing can be beneficial for: 

  • Residential Tree Care Service Companies needing chippers, trucks, stump grinders and more 
  • Commercial Tree Care Operations serving municipalities, utilities and property management 
  • Landscaping companies expanding into tree care or tree removal and pruning services 
  • Startup arborists looking to make their first big equipment purchases 

What Types of Arbor Equipment can be financed? 

AP can help you finance a wide range of new and used arbor equipment: 

  • Woodchippers and Chip Box Trucks 
  • Stump Grinders 
  • Bucket Trucks and Aerial Lifts 
  • Trailers and Equipment Haulers 
  • Forestry mulches and land-clearing equipment and attachments 
  • Cranes, Grapple Trucks and other specialty vehicles 
  • Skid steers and articulated loaders 

AP offers 100% equipment financing, including taxes and soft costs like sales tax and delivery fees – we’ll work with you to cover the full cost of your arbor equipment purchase. 

Key Benefits of Financing your Arbor Equipment 

  • Preserve Cash Flow and Operating Capital – have more cash available instead of tying it up in an equipment purchase 
  • Build Business Credit – Establish and strengthen your company’s credit profile with consistent on-time payments 
  • Tax Advantages – Loan interest, depreciation, Section 179, or lease payments might be deductible – consult your tax advisor 
  • Stay Competitive – Expand operations and deliver better service with upgraded equipment 
  • Flexibility – Leasing makes it easier to upgrade to newer equipment as your business grows 

What are the benefits of working with a direct lender like AP? 

  • Streamlined Process – AP handles the whole transaction process in-house from start to finish through our internal resources for sales, credit, funding, tilting, insurance, billing and customer service. 
  • Fast Approvals – Quick decision-making and internal teams provide easier communication and faster processing throughout the entire funding process.  
  • Personalized Service – Our arbor industry experts work with customers to find the best possible financing solutions for their business and equipment needs.  
  • Flexible Terms and Payment Options – AP knows different businesses have different financing needs. AP can offer some flexibility in loan terms, such as 100% financing options including shipping and taxes, and customizable payment structures.  
  • The Power of Personal – AP is relationship based, as opposed to transaction based, which means future business is just as important as the current transaction. AP industry experts offer personalized financing solutions for the equipment your business needs. Read about how we’ve helped some of our arbor customers here. 

Ready to Grow your Arbor Business? 

At AP Equipment Financing, our success is defined by the success of our customers. The right financing partner won’t just help you get equipment – they’ll help you grow. 

Let’s grow your tree care business together. AP Equipment Financing has the tools, terms, and team to support your success. If you’re ready to explore your options, Contact Us Today or Apply Online to get started.