At AP Equipment Financing, your security and privacy is our top priority.
We appreciate the confidence you entrust in us, and want to let you know exactly where we stand when it comes to your data. Questions concerning this Privacy Notice should be directed by email to privacy@apfinancing.com.
Last updated: 2/19/2025
SECTION 1 – WHAT DO YOU DO WITH MY INFORMATION?
1.1 Information You Provide
When you interact with our website, services, or team, we may collect the following information:
- Personal identifiers (e.g., name, email address, phone number)
- Application details submitted through our website, PDF application, dealer finance partner, or directly from dealers, which may include confidential information.
1.2 Automatically Collected Information
When you browse our website, we may collect information such as your internet protocol (IP) address, browser type, and operating system to optimize your browsing experience. This information is collected only with your consent through our cookie management system.
1.3 Information from Third-Party Platforms
We may collect publicly available information about individuals (e.g., names or public profiles) from third-party platforms. This data may be uploaded to secure data platforms to verify or discover additional contact information, such as email addresses.
SECTION 2 – CONSENT
When you or a dealer you are working with provide us with personal information to contact us or fill out an application, we imply that you consent to our collecting it and using it for that specific reason only.
If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say opt-out.
AP does not share any personally identifiable information, including SMS opt-in consent, with third-party organizations for marketing or promotional purposes. However, we may share such information with trusted service providers solely to perform services on our behalf, in compliance with applicable laws and regulations
How do I withdraw my consent?
You may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, any time, by contacting us at privacy@apfinancing.com.
SECTION 3 – DISCLOSURE
We may disclose your personal information if we are required by law to do so.
SECTION 4 – THIRD-PARTY SERVICES
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.
However, certain third-party service providers, such as form gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.
For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.
Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy.
We may use trusted third-party platforms to identify and address data gaps, such as verifying or enriching contact information. This process is conducted using publicly available data or information provided with your consent, and we ensure compliance with all applicable privacy laws and regulations. Our use of third-party services is strictly governed by data protection laws, including the CCPA, and all such providers are contractually required to handle your data in compliance with these regulations.
External Links
When you click on links on our store, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.
SECTION 5 – CONSUMER PRIVACY DISCLOSURE
This Consumer Privacy Disclosure provides an overview of how consumers, particularly those in California, receive certain privacy rights and protections. It is designed to comply with the California Consumer Privacy Act (CCPA) and other relevant state regulations governing consumer data privacy.
In addition to the specific provisions outlined herein, this disclosure is intended to encompass and adhere to all applicable state-level regulations related to consumer privacy. Consumers residing in various states may have distinct rights and protections, and this disclosure aims to ensure compliance with the highest standards set forth by each jurisdiction.
SECTION 6 – SECURITY
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.
SECTION 7 – AGE OF CONSENT
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
SECTION 8 – AUTOMATED DECISION-MAKING TECHNOLOGY (ADMT)
We may use Automated Decision-Making Technology (ADMT) to enhance our services and provide tailored experiences. Under the updated CCPA regulations, you have the right to access information about how we use ADMT and opt out of specific types of automated decision-making.
If you would like to learn more about our use of ADMT or exercise your right to opt out, please contact us via the information provided at the end of this Privacy Policy.
SECTION 9 – CHANGES TO THIS PRIVACY POLICY
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.
If our company is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.
QUESTIONS AND CONTACT INFORMATION
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at privacy@apfinancing.com.